Commercial loans are typically classified into either large ($2 million on up) or small ($100,000 up to $2 million).  We offer both large and small commercial mortgages from multiple lenders nationwide.

The specific terms and requirements of a commercial mortgage vary with the type of  property.  For large loans, the requirements will reflect detailed financial and operational reports and analysis.  For smaller commercial loans, the requirements are based on individual analysis similar to a residential loan, but will include necessary business data.

Loan types include:

• Fixed Rate or Adjustable Rate

• Amortizations from 5 years to 15 years (large) or 30 years (small)

• Full, limited, or non-recourse

• Loan-To-Value amounts up to 80% (large), or 95% (small)

 

Property examples include:

• Retail buildings

• Office / Professional buildings

• Owner-occupied

• Special use

• Multi-use

• Self-Storage facilities

• Light Industrial properties

• Multi-Family housing

 

Documentation requirements can include:

• Tax returns - company and/or personal

• Company financial statements

• Company operational reports

• Previous appraisals (if any)

• Copies of current loan documentation (if any)

• Additional information as required by the type of property

Additional questions?

If you have any additional questions, or would like to get started, please click here to let us know.